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current rates

APR*
auto refinance (rates as low as)3.59%
new autos (rates as low as)3.59%
used autos (rates as low as)4.49%
motorcycles, boats, RVs, etc. (rates as low as)4.49%
prime rate:
as of December 31, 2018 5.50% as listed in The Wall Street Journal.
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news & events

member notice | holiday closing, saturday, april 20

All Service 1st Offices will be closed on Saturday, April 20, 2019 in observance of Easter. Service 1st will reopen at our normal business hours on Monday, April 22, 2019.

Donahue to Represent Northwest Susquehanna Chapter of Credit Unions at 2019 Credit Union Ambassador Contest

Service 1st Federal Credit Union Member Service Representative, Devon Donahue, will represent the Northwest Susquehanna Chapter of Credit Unions at the Pennsylvania Credit Union Association’s (PCUA) 2019 Credit Union Ambassador Contest.

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new! cash back visa®
platinum credit card

Enjoy cash back rewards when you use your Service 1st Visa® Platinum Credit Card!* Along with great low rates, and no balance transfer fees, our savvy little card is just what you’ve been looking for!