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current rates

APR*
auto refinance (rates as low as)3.19%
new autos (rates as low as)3.19%
used autos (rates as low as)3.89%
motorcycles, boats, RVs, etc. (rates as low as)3.99%
prime rate:
as of March 22, 2018 4.75% as listed in The Wall Street Journal.
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new! cash back visa®
platinum credit card

Enjoy cash back rewards when you use your Service 1st Visa® Platinum Credit Card!* Along with great low rates, and no balance transfer fees, our savvy little card is just what you’ve been looking for!