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current rates

APR*
auto refinance (rates as low as)3.09%
new autos (rates as low as)3.09%
used autos (rates as low as)3.99%
motorcycles, boats, RVs, etc. (rates as low as)4.19%
prime rate:
as of September 27, 2018 5.25% as listed in The Wall Street Journal.
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news & events

member notice | ATM transaction process

Did you know Service 1st ATMs actually won’t begin a transaction until your card has been inserted and removed from the ATM once? Read more to learn why.

Service 1st Is Celebrating International Credit Union Day | Thursday, October 18, 2018

On Thursday, October 18, Service 1st, along with more than 56,000 credit unions around the world, will celebrate International Credit Union Day (ICU Day), and the philosophy and achievements of the credit union movement.

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new! cash back visa®
platinum credit card

Enjoy cash back rewards when you use your Service 1st Visa® Platinum Credit Card!* Along with great low rates, and no balance transfer fees, our savvy little card is just what you’ve been looking for!