better choice checking

a better choice, with better checking

If you have recently been denied a checking account at a financial institution, we may have the solution you're looking for. A Better Choice Checking Account lets you work towards a regular checking account over time.  

better choice checking account

  • Minimum deposit to open account is $25
  • No monthly minimum balance required to maintain account.
  • Monthly fee of $4.99 until the account meets the requirements to become a regular checking account.
  • After 12 months in good standing, the member may request the account to be reviewed and changed to a regular checking account.
  • Direct Deposit required. Account will be closed if Direct Deposit is stopped.

To apply for a Better Choice Checking Account, stop by the Service 1st branch nearest you.

Terms and Restrictions:  No VISA® Check Card for first 6 months. Members may apply for VISA® Check Card after 6 months of clean history. Maximum hold applied (9-day per Reg CC) on all checks except for payroll or government checks for the first 30 days. Thereafter, 2-day hold required for life of Better Choice Checking Account. No dividends paid to accounts. Initially, no overdraft protection (Personal Line Of Credit or savings) available. Member may apply for overdraft protection after 6 months of clean history. See office for additional requirements.
also see: deposit servicespersonal savings; personal checking; VISA check card; online banking; mobile banking; bill payer; membership agreement; truth in savings disclosure; better choice loan

Service 1st Federal Credit Union, 1985 Montour Blvd., PO BOX 159, Danville, PA 17821. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.

Service 1st Federal Credit Union routing number: 231387602.

*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. Click here or call us at 800.562.6049 for more information regarding current rates, terms and conditions. All Credit Union loan and deposit programs, rates, terms and conditions are subject to change at any time without notice.

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Links to other websites found here are provided to assist in locating information. The mere fact that there is a link between this website and another does not constitute a product or program endorsement by Service 1st FCU or any of its employees. Service 1st FCU has no responsibility for content of the websites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there.