Christmas & vacation clubs

Our Club Accounts allow you to conveniently set aside money for those times of year when some extra spending money is most needed.
  • Open the account any time during the year.
  • Deposit any amount.
  • Direct Deposit/Payroll Deduction.**
  • $10 charge for early withdrawals or closure.
  • Funds insured up to $250,000 by the NCUA, National Credit Union Administration
  • Funds automatically transferred to your designated checking or savings account (Christmas Club on October 1, Vacation Club on April 1).

savings, checking & club accounts:

ProductMin BalAPY*NR
IRA savings$0.000.25%0.25%
Christmas club$0.000.10%0.10%
vacation club$0.000.10%0.10%


* The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. Fees could reduce earnings on account.

** Clubs established through direct deposit/payroll deduction automatically renew each year unless you request a change or stop the deduction.

also see: direct deposit; savings account; checking account; Service1st@Home; teller-phone; fee schedule; truth-in-savings disclosure; membership agreement

Service 1st Federal Credit Union, 1985 Montour Blvd., PO BOX 159, Danville, PA 17821. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.

Service 1st Federal Credit Union routing number: 231387602.

*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. Click here or call us at 800.562.6049 for more information regarding current rates, terms and conditions. All Credit Union loan and deposit programs, rates, terms and conditions are subject to change at any time without notice.

'You are being redirected to another website.'

Links to other websites found here are provided to assist in locating information. The mere fact that there is a link between this website and another does not constitute a product or program endorsement by Service 1st FCU or any of its employees. Service 1st FCU has no responsibility for content of the websites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there.