personal savings

The Regular Savings Accounts represents a member's ownership in the credit union. Each member must have a savings account to be a member of the credit union. It's a great way to save money and it opens up the door to all the products and services at Service 1st.
  • Requires $5 opening deposit.
  • One-time $1 membership fee charged time account is opened.
  • $5 must remain on deposit to maintain membership.
  • Earnings are calculated from date of deposit to date of withdrawal.
  • Earnings are posted quarterly.
  • 24-hour access through Teller-Phone and Service1st@home.
  • Funds insured up to $250,000 by the NCUA, National Credit Union Administration

savings, checking & club accounts:

ProductMin BalAPY*NR
IRA savings$0.000.25%0.25%
Christmas club$0.000.10%0.10%
vacation club$0.000.10%0.10%



*The APY is current as of 2/1/2018. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.  The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. Fees could reduce earnings on account.


also see: checking account; certificate; individual retirement account; direct deposit; investment options; truth-in-savings disclosure; EFT disclosure; membership agreement; switch kit

Service 1st Federal Credit Union, 1985 Montour Blvd., PO BOX 159, Danville, PA 17821. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.

Service 1st Federal Credit Union routing number: 231387602.

*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. Click here or call us at 800.562.6049 for more information regarding current rates, terms and conditions. All Credit Union loan and deposit programs, rates, terms and conditions are subject to change at any time without notice.

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Links to other websites found here are provided to assist in locating information. The mere fact that there is a link between this website and another does not constitute a product or program endorsement by Service 1st FCU or any of its employees. Service 1st FCU has no responsibility for content of the websites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there.