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Reach your destination with an auto loan from Service 1st! Auto loans as low as 4.59% APR for qualified buyers on new, used or refinanced vehicles!*

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buy 1st pay later!

As a Service 1st VISA® Platinum credit cardholder, you may have the power to divide qualifying purchases into smaller monthly payments with Buy 1st Pay Later!

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click! online appointments!

Schedule an appointment online for any of our branch locations with just a few clicks! Get started today!

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Current Rates

3 month
0.50%
6 month
3.75%
12 month
4.00%
18 month
0.90%
24 month
1.00%
36 month
3.00%
48 month
2.65%
60 month
2.55%
youth certificate
0.80%
mortgage rates: To view our mortgage rates, please click here.
prime rate: As of December 11, 2025 is 6.75% as listed in The Wall Street Journal.

calculators

Calculate a monthly payment for your next vehicle, mortgage, home equity loan and more!

news & events

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Over 1,800 Students Attend Financial Reality Fairs

Danville, PA -- @Service 1st Federal Credit Union, in coordination with the Foundation for Free Enterprise, led programming for the second year of financial reality fairs held throughout Pennsylvania during the month of July.@

2026 Service 1st Annual Charity Duck Derby Winners Announced

(Danville, PA) - Service 1st Federal Credit Union held their Annual Charity Duck Derby Saturday, August 1, raising $22,000 to benefit two local organizations!@

John C.
John C.

We are always treated respectfully and our questions are answered professionally.

Marian B., Member since 2019
Marian B., Member since 2019

I continue to tell friends and family that you are a caring and good bank. I love the service I received from everyone. Always polite and if I want to do online banking, it is so easy to do. 

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