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Personal Savings

The Regular Savings Accounts represents a member's ownership in the credit union. Each member must have a savings account to be a member of the credit union. It's a great way to save money and it opens up the door to all the products and services available at Service 1st.

savings, checking & club accounts:

Product Min Bal APY* NR
savings $5.00 0.25% 0.25%
checking $0.00 0.00% 0.00%
IRA savings $0.00 0.45% 0.45%
Christmas club $0.00 0.20% 0.20%
vacation club $0.00 0.20% 0.20%

*APY = Annual Percentage Yield.  The APY is current as of 3/1/2024. Fees could reduce earnings to the account.  All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information.