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business checking

A Service 1st business checking is the perfect way to balance easy access to your business funds with a competitive return on your balance. If you enjoy the benefits of a money market account for your personal finances, you will be thrilled about our business checking account. Business checking is a tiered product allowing you to earn a higher interest rate on larger balances!

Benefits include:

* Transactions in excess of the items listed below will be charged a fee of $0.25 per item.

Average Monthly Balance Items Allowed
$0 - $2,499 100
$2,500 - $9,999 150
$10,000 - $49,999 200
$50,000 plus 500

** There is no cost to sign up for these additional convenient services.

Click here to access a business deposit slip.

† The dividend rate is calculated on the actual daily balance and is posted monthly. Fees could reduce the earnings on the account. Index based on the Three (3) Month Daily Treasury Yield Curve Rate, available as of the last business day before the date of any annual percentage rate adjustment. The rate will be subject to change monthly and will be adjusted on the 1st of each month. If balance falls below $2,500, no interest is earned for that period.

business checking:


ProductMin BalAPY*NR
$0-$2,499.99$0.000.00%0.00%
$2,500-$9,999.99$2,500.000.98%0.98%
$10,000-$24,999.99$10,000.001.23%1.22%
$25,000-$99,999.99$25,000.001.48%1.47%
$100,000 or more$100,000.001.73%1.72%

*The APY is current as of 4/1/2018. All Credit Union programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current information. Please review the Truth In Savings Disclosure for Share/Share Draft Accounts.* The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. Fees could reduce earnings on account.

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