Financing your future? Let us help.
At Service 1st we look forward to helping you plan for your future and get the money you need to pay for school. Our private student loan options are perfect, especially if you've exhausted federal loan and scholarship options and find you still need assistance to achieve your educational goals.
We’ve got you covered!
Whether you need a little money to help pay for college expenses or have to cover the entire cost, our knowledgeable lenders will help you identify the perfect option to help you achieve both your educational and financial goals.
Option 1 | Service 1st Private Student Loans*
A Service 1st Private Student Loan is available for students attending most four year public or private school. You can pay for undergraduate or graduate education expenses from a minimum of $2,000 up to a lifetime maximum aggregate of $50,000. This loan is certified by your school’s financial aid office and is in most cases disbursed directly to the school.
These loans also feature:
- Competitive interest rates!
- Fast online credit decisions!
- 6-month grace period after graduation!
Plus, Service 1st is the creditor for this loan. We partner with Campus Door to assist with processing and servicing your loan, but you don’t need to worry that your loan will be sold to an outside investor.
For more information regarding eligibility guidelines, or to apply today, please click here.
Option 2 | Smart Option Student Loans®**
The Smart Option Student Loan® for Service 1st by Sallie Mae®
For borrowers attending degree-granting institutions
Service 1st has also partnered with Sallie Mae®. As tuition costs rise, it’s very common for members who have already worked with Sallie Mae or whose financial education needs exceed the aggregate of $50,000 available through the Service 1st Private Student Loans*, to consider the Sallie Mae® Smart Option Student Loan®.
Now you can pay for college the smart way with three great repayment options and competitive interest rates!
This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.
The Smart Option Student Loan® features and benefits:
- Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
- No origination fee and no prepayment penalty
- Rewards and interest rate reductions available
- Rates that reward creditworthy borrowers
- Applying with a creditworthy cosigner may help you qualify
- 100% US-based Student Loan Specialists
To learn more, please get started here.
*Membership eligibility required. Terms and conditions subject to change without notice. Contact Credit Union for full details.
**Service 1st is not the creditor for these loans and is compensated for the referral of Smart Option Student Loan customers. This information is for borrowers attending degree‐granting institutions only. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.