personal loans and our “new” flexline of credit

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personal loan


Our personal loan (also known as a signature loan) allows you to borrow for vacation, new furniture, to consolidate bills or other personal needs.

It’s the perfect loan for any need. Your credit history and income will determine how much you can borrow.

• Borrow up to $20,000, depending on the applicant’s income.
• Terms available up to 60 months.
• Convenient repayments options available with payroll deductions and direct deposit.
• Normal credit terms apply.

APR = Annual Percentage Rate. The APR is current as of 7/1/2017. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Repayment for a rate of 7.25% APR, made in as many as 60 monthly payments is $49.80 per $2,500.00 borrowed. Call us at 800.562.6049 for current rates, terms and conditions.
 

 

new! flexline of credit


Life is full of challenges. To face them, you have to be flexible. Our new flexline of credit is just another way of knowing at Service 1st, we have your back. Whether it’s one of life’s ups or one of its downs, our flexline is there with the funds you need when you need them. Heading out on a well-deserved vacation? Replacing your ten-year-old refrigerator? This line of credit is a great extra source of funds to cover expenses and purchases as they arise, and as overdraft protection to cover checks clearing against your checking account.
 
Our new flexline offers the support you need with great, low variable rates.*
 
What makes it even better is the fact that you only have to apply once!  Then you can relax knowing you have money available when you need it. There is no need to come back to the credit union and re-apply each time you need money and your credit limit is set at the time of application.
 
Our flexline of credit features:
  • Lines of credit available up to $20,000!
  • No annual fee.
  • Competitive variable rates.
  • Payment based on 3% of outstanding balance, recalculated monthly.
  • Payments due on the 28th day of the month.
Normal credit terms apply.

personal & secured loans:

ProductAPR*
signature / unsecured (rates as low as)7.50%
line-of-credit8.25%
overdraft protection8.25%
share secured (above share rate)3.50%
certificate secured (above certificate rate)3.00%

 



*APR = Annual Percentage Rate.  The APR is current as of 7/1/2017. Variable rate, subject to change monthly.  This rate varies with the market based on the Prime Rate published in the Wall Street Journal. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current rates, terms and conditions.
also see: current rates; calculate your payments
Service 1st Federal Credit Union, 1419 Montour Boulevard, PO Box 159, Danville, PA 17821. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.

Service 1st Federal Credit Union routing number: 231387602.

*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. Click here or call us at 800.562.6049 for more information regarding current rates, terms and conditions. All Credit Union loan and deposit programs, rates, terms and conditions are subject to change at any time without notice.

DISCLAIMER
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Links to other websites found here are provided to assist in locating information. The mere fact that there is a link between this website and another does not constitute a product or program endorsement by Service 1st FCU or any of its employees. Service 1st FCU has no responsibility for content of the websites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there.