personal loans

Knowing when to borrow money and when it's best to delay a purchase until you've saved enough money on your own is an important lesson for young adults to learn. That's why Service 1st offers a small personal loan for our youth members. These loans are a great way for young adults to start their own lawn mowing or childcare business or finance a larger purchase with the help of a parent or guardian.

key features

  • establish credit early
  • build financial independence
  • minimum loan amount $250
  • maximum loan amount $500
  • maximum term 12 months
  • parent or guardian must cosign
  • APR (annual percentage rate) is based on parent/guardian credit score
Open an account today or contact us for more information.

also see: youth credit cardsonline tools; calculators; open an account
Service 1st Federal Credit Union, 1985 Montour Blvd., PO BOX 159, Danville, PA 17821. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.

Service 1st Federal Credit Union routing number: 231387602.

*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. Click here or call us at 800.562.6049 for more information regarding current rates, terms and conditions. All Credit Union loan and deposit programs, rates, terms and conditions are subject to change at any time without notice.

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Links to other websites found here are provided to assist in locating information. The mere fact that there is a link between this website and another does not constitute a product or program endorsement by Service 1st FCU or any of its employees. Service 1st FCU has no responsibility for content of the websites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there.