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youth services

personal loans

Knowing when to borrow money and when it's best to delay a purchase until you've saved enough money on your own is an important lesson for young adults to learn. That's why Service 1st offers a small personal loan for our youth members. These loans are a great way for young adults to start their own lawn mowing or childcare business or finance a larger purchase with the help of a parent or guardian.

key features

  • establish credit early
  • build financial independence
  • minimum loan amount $250
  • maximum loan amount $500
  • maximum term 12 months
  • parent or guardian must cosign
  • APR (annual percentage rate) is based on parent/guardian credit score

Open an account  today or contact us for more information.


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