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mortgages

Apply Now Apply for your next loan from the comfort of your home or office.

Financing your mortgage at Service 1st has never been easier. We offer mortgages to purchase a home, refinance an existing mortgage, construction mortgages and home equity loans. We have a mortgage program to meet your specific needs.

  • FHA and PHFA loans available
  • Fixed and adjustable rates
  • Low down-payment options available
  • Terms up to 30 years
  • Free preapprovals available
  • Closing costs vary, depending on the type of mortgage
  • Normal credit terms apply
  • Equal housing lender

what you need to apply:

  • 2 years of tax returns if self-employed
  • Proof of income – last month of pay stubs for applicants
  • Proof of assets (bank statements, 401(k) statements, IRA, etc.)
  • Prior years W-2

Service 1st has additional mortgage products available to suit your needs. Please contact a mortgage representative at 800.562.6049 for more information.

mortgage:


ProductRateAPR*
10 year 0 points4.750%4.849%
15 year 0 points4.875%4.944%
20 year 0 points5.125%5.180%
30 year 0 points5.250%5.290%
3/1 ARM 0 points4.250%5.225%
5/1 ARM 0 points4.500%5.504%
7/1 ARM 0 points4.625%5.019%
10/1 ARM 0 points4.750%4.998%

*The APR is current as of 11/8/2018. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current rates, terms and conditions.
 

Mortgage rates and fees are subject to change without notice.