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Financing your mortgage at Service 1st has never been easier. We offer mortgages to purchase a home, refinance an existing mortgage, construction mortgages and home equity loans. We have a mortgage program to meet your specific needs.

  • FHA and PHFA loans available
  • Fixed and adjustable rates
  • Low down-payment options available
  • Terms up to 30 years
  • Free preapprovals available
  • Closing costs vary, depending on the type of mortgage
  • Normal credit terms apply
  • Equal housing lender

what you need to apply:

  • 2 years of tax returns if self-employed
  • Proof of income – last month of pay stubs for applicants
  • Proof of assets
  • Copies of outstanding debts

Service 1st has additional mortgage products available to suit your needs. Please contact a mortgage representative at 800.562.6049 for more information.


10 year 0 points3.750%3.847%
15 year 0 points3.750%3.817%
20 year 0 points4.000%4.053%
30 year 0 points4.125%4.163%
3/1 ARM 0 points4.000%4.308%
5/1 ARM 0 points4.125%4.307%
7/1 ARM 0 points4.000%4.221%
10/1 ARM 0 points4.000%4.171%


*The APR is current as of 1/2/2018. Qualification is based on an assessment of individual creditworthiness and our underwriting standards. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Call us at 800.562.6049 for current rates, terms and conditions.

Mortgage rates and fees are subject to change without notice.

also see: calculators payments; contact us; home equity

Service 1st Federal Credit Union, 1985 Montour Blvd., PO BOX 159, Danville, PA 17821. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.

Service 1st Federal Credit Union routing number: 231387602.

*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. Click here or call us at 800.562.6049 for more information regarding current rates, terms and conditions. All Credit Union loan and deposit programs, rates, terms and conditions are subject to change at any time without notice.

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Links to other websites found here are provided to assist in locating information. The mere fact that there is a link between this website and another does not constitute a product or program endorsement by Service 1st FCU or any of its employees. Service 1st FCU has no responsibility for content of the websites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there.