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simplify your search

payment saver mortgage

We know you've worked hard to get where you are. Take a break and let us simplify your search for a home and mortgage.

You've got Friends at Service 1st.

Service 1st is your credit union. Originally founded as Geisinger's credit union in 1975, we've got your unique needs in mind. With greater flexibility and ultimately more money saved, we're sure you'll find our mortgage services a smart choice.

With a payment saver mortgage* from Service 1st, you'll also get:

  • 95% Financing
  • No Private Mortgage Insurance (PMI) required
  • Competitive Rates
  • 1-4 unit owner occupied residence
  • No Points Required
  • Minimal Closing Costs (can all be gifted funds or seller assist)
  • Educational Debt not included in total debt ratio.

* Valid only on first lien Adjustable Rate Mortgages (ARMs) with a 30 year or less amortization. 95% financing applies to 95% of the purchase price or appraised value, whichever is less. Automatic payment from a Service 1st checking account is required. Direct deposit preferred. Final approval based on credit worthiness of borrower. Program, rates, terms and conditions are subject to change without notice.

Restrictions apply. See office for details.