payment saver mortgage

We know you've worked hard to get where you are. Take a break and let us simplify your search for a home and mortgage.

You've got Friends at Service 1st.

Service 1st is your credit union. Originally founded as Geisinger's credit union in 1975, we've got your unique needs in mind. With greater flexibility and ultimately more money saved, we're sure you'll find our mortgage services a smart choice.

With a payment saver mortgage* from Service 1st, you'll also get:

  •     95% Financing
  •     No Private Mortgage Insurance (PMI) required
  •     Competitive Rates
  •     1-4 unit owner occupied residence
  •     No Points Required
  •     Minimal Closing Costs (can all be gifted funds or seller assist)
  •     Educational Debt not included in total debt ratio.

* Valid only on first lien Adjustable Rate Mortgages (ARMs) with a 30 year or less amortization. 95% financing applies to 95% of the purchase price or appraised value, whichever is less. Automatic payment from a Service 1st checking account is required. Direct deposit preferred. Final approval based on credit worthiness of borrower. Program, rates, terms and conditions are subject to change without notice.

Restrictions apply. See office for details.

also see: mortgages; apply for a loan
Service 1st Federal Credit Union, 1985 Montour Blvd., PO BOX 159, Danville, PA 17821. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency.

Service 1st Federal Credit Union routing number: 231387602.

*APR denotes Annual Percentage Rate and APY denotes Annual Percentage Yield. Click here or call us at 800.562.6049 for more information regarding current rates, terms and conditions. All Credit Union loan and deposit programs, rates, terms and conditions are subject to change at any time without notice.

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Links to other websites found here are provided to assist in locating information. The mere fact that there is a link between this website and another does not constitute a product or program endorsement by Service 1st FCU or any of its employees. Service 1st FCU has no responsibility for content of the websites found at these links, or beyond, and does not attest to the accuracy or propriety of any information located there.