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Finance or refinance your auto loan at Service 1st today!

Apply Now Apply for your next loan from the comfort of your home or office.

The road to savings is straight ahead this Summer with a great low-rate Auto Loan from Service 1st!

With rates as low as 2.99% APR* from Service 1st, you'll enjoy:

  •     Budget-friendly payment options.
  •     Flexible terms.
  •     On-the-spot dealer financing at over 100 local dealers.
  •     Rate will not increase during term of loan.
  •     Direct deposit and payroll deduction for easy repayment.

Plus, this summer earn up to $150 cash back!**

  • Earn $100 when you close a qualified auto loan.**
  • Earn an additional $25 for having an existing or new Service 1st Visa® Platinum Credit Card.**
  • Earn an additional $25 for being enrolled or enrolling in Direct Deposit within two (2) days of loan closing.**

Apply today! It’s never been easier.

Click the “apply now” button at the top of this page, select “Loans Apply Today!” on our mobile app,  stop by your favorite Service 1st Office, or call our Contact Center at 800.562.6049.

vehicle loan:

auto refinance (rates as low as)2.99%
new autos (rates as low as)2.99%
used autos (rates as low as)3.74%
motorcycles, boats, RVs, etc. (rates as low as)4.49%

Want to know how much your payment will be? Click here to test drive our vehicle loan calculators.

* APR = Annual percentage rate. 2.99% APR available on new vehicle purchases with a 48-month, direct auto loan. Sample payment of $7,500 borrowed for 48 months at 2.99% APR would require a monthly payment of $166.00. Programs, rates, terms and conditions are subject to change without notice. Membership eligibility required.

** Limited time offer. Restrictions apply. Member may earn up to $150 cash incentive which will be deposited into member’s share account within 10 business days after closing a qualified auto loan. $100 will be deposited for closing a qualified auto loan, $25 if the member has a new or existing Service 1st VISA® Platinum Credit Card and $25 if the member is enrolled in Direct Deposit or enrolls in Direct Deposit within two (2) business days of loan closing. Offer valid on new or used direct auto loans or recaptured auto loans financed between June 1 and September 30, 2019. Existing Service 1st loans are not eligible. Cash incentive requires a minimum of $7,500 financed. Cash incentive should be reported as taxable income. See tax specialist for details. Financing available up to 100% NADA value. Biweekly repayment options available. Terms and conditions subject to change without notice. Contact Credit Union for full details.